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Explainers | VitaMins

The Risk of Living Longer: What if new senolytic drugs fulfil their potential?

People have a natural tendency to underestimate life expectancy and actuaries traditionally base future projections on extrapolations of observed historical experience; this can result in institutional blind spots to extreme future longevity events. But what would happen if one of these overlooked scenarios occurred?

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All News and insights

All the latest information, news and research from the Club Vita team.

Explainers | Press releases

Commenting on the CMI model

The new CMI improvements model shows a slight uptick in how long it projects we will live for. Read our commentary here.

4 March 2020

General interest | VitaMins

VitaMins Health: Vitamin D - The “sunshine” vitamin

Dietary sources of Vitamin D are limited, with around 90% of our usual intake coming from sunlight. Does our current lifestyle and diet through the winter months provide us with sufficient resources for a long and healthy life?

3 March 2020

Explainers | Pandemic updates

Pandemic panic?

How could a pandemic impact pension schemes?

28 February 2020

Explainers | Press releases

Responding to 'The Marmot Review 10 years on

The first Marmot Review was a landmark report. This 10 year follow-up is equally important, making a number of crucial recommendations for “levelling-up” health outcomes in the UK.

25 February 2020

Opinion & experiences | Personal blogs

Roses are red,...

In this blog, Steven Baxter reflects on the impact companionship has on longevity.

14 February 2020

General interest | Top charts

Top Charts 20-01: Seasonal mortality and socio-economic status

In this edition of Top Charts, Megan Hart discusses whether seasonal mortality rates are different for different socio-economic groups.

6 February 2020

Explainers | Expert response

Mortality Monitor Q4 2019

What does the latest population data tell us about emerging trends?

6 February 2020

Opinion & experiences | Personal blogs

Doing the Cupid Shuffle

Douglas Anderson discusses running, resolutions and the preventive benefits of healthy habits.

5 February 2020

Explainers | External publications

Zooming in on ZIP Codes: Using Socio-Economic Factors to Tailor U.S. Pension Plan Longevity Assumption

The United States is a diverse nation made up of many people with distinctly different characteristics.

1 January 2020

General interest | Top charts

Top Charts 19-12: How harsh are the winters in Canada, the UK and the US?

In this edition of Top Charts, Richard Brown, Erik Pickett and Daniel Reddy discuss whether more people die in the winter than in the summer.

17 December 2019

Opinion & experiences | Behavioural economics blogs

The availability heuristic - forefront of your mind, forefront of your opinion

Erik Pickett discusses the availability heuristic in his latest blog.

12 December 2019

General interest | Top charts

Top Charts 19-11: Looking ahead to the CMI’s 2019 mortality improvement projections model

In this edition, Mark Sharkey and Conor O'Reilly consider how the relatively light mortality experienced so far in 2019 might affect the impact of the next CMI mortality projections model on pension fund liabilities.

21 November 2019

Opinion & experiences | Behavioural economics blogs

The outcome bias: the adversary of insurance

In this blog, Erik Pickett discusses a cognitive bias known as the outcome bias.

23 October 2019

General interest | Top charts

Top Charts 19-09: Flu strains and excess winter deaths

In this edition, James Freeman considers whether excess winter deaths are affected by specific flu strains.

16 October 2019

General interest | VitaMins

VitaMins Health: Getting clued up on flu

Every year significantly more people die during the winter months than at other times of the year, and recently we have seen huge variability in ‘excess winter deaths’, potentially impacted by the severity of the flu.

3 October 2019

General interest | Top charts

Top Charts 19-08: Early signs of a longevity bounce back in the UK in 2019?

In this edition, Engagement Lead Mark Sharkey looks into how the number of deaths experienced in recent years, compares to the first half of 2019.

8 August 2019

Research & technical | Research & technical notes

Zooming in on ZIP codes

How long retirees live is a key assumption when valuing pension promises. There is ever stronger evidence of variation in lifespan across US society. Given that differences in life expectancy are recognized to be largely driven by lifestyle rather than genetic make-up, how can plan sponsors tailor their longevity assumptions to reflect the characteristics of their participants?

7 August 2019

General interest | VitaMins

VitaMins Health: Sleep - Putting a number on slumber

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future.

17 June 2019

General interest | Top charts

Top Charts 19-06: Transfer rates and affluence

In this edition, Longevity Consultant Matt Thomas considers if wealth affects how likely someone is to transfer out a DB pension?

7 June 2019

General interest | Top charts

Top Charts 19-04: Grieving widow effect

In this edition Longevity Consultant Erik Pickett rounds off the recent marital theme from the previous two issues with a chart exploring the so-called “grieving widow effect”.

18 April 2019

General interest | VitaMins

VitaMins Health: Care homes – the best place to grow old?

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future.

3 April 2019

General interest | Top charts

Top Charts 19-03: Marital age differences

In this edition Longevity consultant Nikolay Yankov continues on the marital theme set by the previous edition of Club Vita Top Charts and explores the age differences between pension scheme members and their spouses.

15 March 2019

General interest | VitaMins

VitaMins Health: Genetic testing – panacea or dystopia?

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future.

15 March 2019

General interest | Top charts

Top Charts 19-01: Marriage and affluence

In this edition, Oreofe Majekodunmi takes a closer look at how affluence affects the likelihood of being married.

21 January 2019

General interest | VitaMins

Vitamins Health: Loneliness – the quiet killer?

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future.

11 January 2019

Opinion & experiences | Personal blogs

Lang mae yer lums reek: Resolutions for 2019

Of course, New Year is a popular time for turning over a new leaf and setting some personal goals. Have you set any 2019 resolutions?

3 January 2019

General interest | Top charts

Top Charts 18-12: Trends in causes of death

In this edition Conor O'Reilly explores recent trends on cause of death statistics.

13 December 2018

General interest | Top charts

Top Charts 18-10: Life Expectancy Trends Around the World

In this edition, Club Vita’s Longevity Consultant, Nick Chadwick takes a closer look at recent changes in life expectancy in different countries around the globe.

23 October 2018

General interest | VitaMins

Vitamins Health: The Sugar Tax - sweet saviour or bitter pill?

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future.

2 October 2018

General interest | Top charts

Top Charts 18-09: Balancing value and risk when insuring sub-groups of pensioners

In this edition Longevity Modeler, Chuyi Yang, looks at the benefits of individual assumptions when assessing the value of longevity insurance for sub-groups of pension plan participants.

14 September 2018